Gates Ford Finance: Driving You Towards Your New Ford

Gates Ford Finance is a key component of the Gates Ford dealership network, offering a comprehensive suite of financing options designed to make owning a Ford vehicle more accessible and affordable. With several dealerships across the UK, Gates Ford provides a personalized finance experience alongside their extensive range of new and used Ford cars and vans.

Understanding that each customer’s financial situation is unique, Gates Ford Finance offers a variety of plans tailored to individual needs and budgets. These commonly include:

• Personal Contract Purchase (PCP): A popular option allowing customers to pay a deposit and then fixed monthly payments for an agreed term. At the end of the agreement, you have the option to purchase the vehicle by paying an optional final payment, return the vehicle, or trade it in for a new one. PCP offers lower monthly payments compared to other finance options, but you don’t own the vehicle until the final payment is made.
• Hire Purchase (HP): A straightforward finance agreement where you pay a deposit followed by fixed monthly payments. Once all payments are complete, you own the vehicle outright. HP is a good option for those who want to own the vehicle at the end of the term.
• Lease Purchase: Similar to HP, but typically involves a larger final payment. It allows businesses and individuals to spread the cost of a vehicle over a period of time while ultimately owning it.
• Contract Hire: A leasing option suitable for businesses, where you pay a monthly rental for the use of the vehicle. At the end of the contract, you return the vehicle to the finance provider. This option often includes maintenance and servicing, providing peace of mind.

Beyond these core finance products, Gates Ford Finance also offers additional services to enhance the customer experience. These can include:

• Finance Agreements: Assistance in finding the right finance plan based on your individual circumstances
• GAP Insurance: Protecting against financial loss if your vehicle is written off.
• Service Plans: Spreading the cost of vehicle servicing over the agreement term.

One of the key advantages of Gates Ford Finance is the convenience of dealing directly with the dealership. The finance specialists at Gates Ford dealerships can assess your needs, explain the different options available, and guide you through the application process. This personalized approach ensures you receive the best possible finance solution for your circumstances.

To further enhance accessibility, Gates Ford often features online finance calculators on their website. These tools allow prospective customers to estimate monthly payments based on different factors like vehicle price, deposit amount, and agreement term. This provides a valuable starting point before contacting the dealership.

In conclusion, Gates Ford Finance plays a crucial role in connecting customers with their desired Ford vehicles. By offering a range of flexible and personalized finance solutions, coupled with the expertise of their in-dealership finance specialists, Gates Ford Finance aims to make the dream of owning a Ford a reality for a wider range of customers.