Mercedes-Benz Financial Services New Zealand

Mercedes-Benz Financial Services New Zealand offers a range of financing and insurance options tailored to make owning a Mercedes-Benz more accessible. They understand that purchasing a luxury vehicle is a significant investment, and their financial solutions are designed to provide flexibility and peace of mind throughout the ownership experience.

Financing Options

Several financing options are available to suit various needs and preferences:

• Hire Purchase: This is a traditional financing method where you pay off the vehicle over a set period, with fixed monthly payments. At the end of the term, you own the car outright. This is a popular choice for those who want to build equity in their vehicle.
• Operating Lease: An operating lease allows you to use the vehicle for a fixed period without owning it. Monthly lease payments are generally lower than hire purchase payments. At the end of the lease, you return the vehicle to Mercedes-Benz Financial Services. This option is often preferred by businesses and individuals who prioritize driving a new car regularly and don’t want the responsibility of ownership.
• Finance Lease: Similar to an operating lease, a finance lease gives you the use of the vehicle. However, at the end of the lease term, you have the option to purchase the vehicle for a predetermined residual value. This offers more flexibility compared to a straight operating lease.

Insurance Products

Mercedes-Benz Financial Services also provides insurance products designed to protect your investment:

• Comprehensive Motor Vehicle Insurance: This covers accidental damage, theft, and third-party liability. It provides a high level of protection for your Mercedes-Benz.
• Guaranteed Asset Protection (GAP) Insurance: In the event your vehicle is written off due to an accident or theft, GAP insurance covers the difference between the insurance payout and the outstanding amount owed on your finance agreement. This prevents you from being left with a financial shortfall.
• Mechanical Breakdown Insurance: Also known as extended warranty, this insurance covers the cost of repairs for mechanical failures beyond the manufacturer’s warranty period. It provides peace of mind by protecting you from unexpected repair bills.

Benefits of Choosing Mercedes-Benz Financial Services

Choosing Mercedes-Benz Financial Services for your financing and insurance needs offers several advantages:

• Tailored Solutions: They understand the unique needs of Mercedes-Benz owners and offer customized financing packages.
• Competitive Rates: They strive to offer competitive interest rates and attractive terms.
• Convenience: Financing and insurance can be arranged at the dealership, streamlining the purchase process.
• Expert Advice: Their finance specialists can provide expert advice and guidance to help you choose the right options.
• Peace of Mind: Their insurance products offer comprehensive protection for your vehicle and financial well-being.

To learn more about Mercedes-Benz Financial Services New Zealand and explore their financing and insurance options, it is recommended to visit your local Mercedes-Benz dealership or visit their website. They can provide detailed information and help you find the best solutions to suit your individual circumstances.